Privacy Statement
Expert Mortgage, LLC is committed to protecting your privacy and developing technology that gives you
the most powerful and safe online experience. This Statement of Privacy applies to the Expert Mortgage, LLC Web site and governs data collection and usage. By using the Expert Mortgage, LLC  website,
you consent to the data practices described in this statement.
Collection of your Personal Information
Expert Mortgage, LLC  collects personally identifiable information, such as your e-mail address, name,
home or work address or telephone number. Expert Mortgage, LLC  also collects anonymous demographic
information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by Expert Mortgage, LLC  This information can include: your IP address, browser type, domain names, access times and referring
Web site addresses. This information is used by Expert Mortgage, LLC  for the operation of the service, to
maintain quality of the service, and to provide general statistics regarding use of the Expert Mortgage, LLC
Web site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Expert Mortgage, LLC public message boards, this information may be collected and used by others. Note: Expert Mortgage, LLC does not read any of your private online communications.
Expert Mortgage, LLC  encourages you to review the privacy statements of Web sites you choose to link to
from Expert Mortgage, LLC  so that you can understand how those Web sites collect, use and share your
information. Expert Mortgage, LLC  is not responsible for the privacy statements or other content on Web
sites outside of the Expert Mortgage, LLC  and Expert Mortgage, LLC  family of Web
sites.
Use of your Personal Information
Expert Mortgage, LLC  collects and uses your personal information to operate the Expert Mortgage, LLC Web site and deliver the services you have requested. Expert Mortgage, LLC  also
uses your personally identifiable information to inform you of other products or services available from Expert Mortgage, LLC and its affiliates. Expert Mortgage, LLC  may also contact you via surveys to conduct
research about your opinion of current services or of potential new services that may be offered.
Expert Mortgage, LLC  does not sell, rent or lease its customer lists to third parties. Expert Mortgage, LLC may, from time to time, contact you on behalf of external business partners about a particular offering that
may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone
number) is not transferred to the third party. In addition, Expert Mortgage, LLC  may share data with trusted
partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries.
All such third parties are prohibited from using your personal information except to provide these services to Expert Mortgage, LLC, and they are required to maintain the confidentiality of your information.
Expert Mortgage, LLC  does not use or disclose sensitive personal information, such as race, religion, or
political affiliations, without your explicit consent.
Expert Mortgage, LLC  keeps track of the Web sites and pages our customers visit within Expert Mortgage, LLC, in order to determine what Expert Mortgage, LLC  services are the most
popular. This data is used to deliver customized content and advertising within Expert Mortgage, LLC  to
customers whose behavior indicates that they are interested in a particular subject area.
Expert Mortgage, LLC  Web sites will disclose your personal information, without notice, only if required to
do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal
process served on Expert Mortgage, LLC  or the site; (b) protect and defend the rights or property of Expert Mortgage, LLC; and, (c) act under exigent circumstances to protect the personal safety of users of Fa Expert Mortgage, LLC, or the public.
Use of Cookies
The Expert Mortgage, LLC  Web site use “cookies” to help you personalize your online experience. A
cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver
viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued
the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the
Web server that you have returned to a specific page. For example, if you personalize Expert Mortgage, LLC pages, or register with Expert Mortgage, LLC  site or services, a cookie helps Expert Mortgage, LLC to recall your specific information on subsequent visits. This simplifies the process of
recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same
Expert Mortgage, LLC  Web site, the information you previously provided can be retrieved, so you can
easily use the Expert Mortgage, LLC  features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify
your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience
the interactive features of the Expert Mortgage, LLC  services or Web sites you visit.
Security of your Personal Information
Expert Mortgage, LLC  secures your personal information from unauthorized access, use or disclosure.
Expert Mortgage, LLC  secures the personally identifiable information you provide on computer servers in a
controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a
credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket
Layer (SSL) protocol.
Changes to this Statement
Expert Mortgage, LLC  will occasionally update this Statement of Privacy to reflect company and customer
feedback. Expert Mortgage, LLC  encourages you to periodically review this Statement to be informed of
how Expert Mortgage, LLC  is protecting your information.
Contact Information
Expert Mortgage, LLC  welcomes your comments regarding this Statement of Privacy. If you believe that
Expert Mortgage, LLC  has not adhered to this Statement, please contact Expert Mortgage, LLC. We will use commercially reasonable efforts to promptly determine and remedy the
problem.