LEGAL
Copyright © 2020 Expert  Mortgage, LLC. NMLS#1889042.  All rights reserved. This is not an offer to enter into an agreement. Not all
customers will qualify. Information, rates, and programs are subject to change without prior notice. All
products are subject to credit and property approval. Not all products are available in all states or for all
dollar amounts. Other restrictions and limitations may apply. Fairway is not affiliated with any government
agencies. Equal Housing Lender.
This is not an offer to enter into an
agreement. 
REVERSE MORTGAGES
Expert Mortgage, LLC is not affiliated with any government agencies. These materials are not from HUD or FHA and were
not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility
certificate by receiving counseling sessions with a HUD-approved agency. Youngest borrower must
be at least 62 years old. Your monthly reverse mortgage advances may affect your eligibility for some other
programs. At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in
the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell
or transfer the property to repay the proceeds of the reverse mortgage with interest from your assets. We
will charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse
mortgage, all or any of which we will add to the balance of the reverse mortgage loan. The balance of the
reverse mortgage loan grows over time and interest will be charged on the outstanding loan balance. You
retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property
and you are therefore responsible for paying property taxes, insurance, and maintenance. Failing to pay
these amounts may cause the reverse mortgage loan to become due immediately. Interest on reverse
mortgage is not deductible to your income tax return until you repay all or part of the reverse mortgage
loan. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and
programs are subject to change without notice. All products are subject to credit and property approval.
Other restrictions and limitations may apply.